<?xml version="1.0" encoding="UTF-8"?><?xml-stylesheet type="text/xsl" href="http://serenarussell.com/wp-content/mu-plugins/google-sitemap-generator/sitemap.xsl"?><!-- generator="wordpress/2.9.1" -->
<!-- sitemap-generator-url="http://www.arnebrachhold.de" sitemap-generator-version="3.2.2" -->
<!-- generated-on="September 3, 2010 12:07 pm" -->
<urlset xmlns:xsi="http://www.w3.org/2001/XMLSchema-instance" xsi:schemaLocation="http://www.sitemaps.org/schemas/sitemap/0.9 http://www.sitemaps.org/schemas/sitemap/0.9/sitemap.xsd" xmlns="http://www.sitemaps.org/schemas/sitemap/0.9">	<url>
		<loc>http://serenarussell.com/</loc>
		<lastmod>2010-07-01T15:33:44+00:00</lastmod>
		<changefreq>daily</changefreq>
		<priority>1.0</priority>
	</url>
	<url>
		<loc>http://serenarussell.com/about/</loc>
		<lastmod>2010-09-02T21:00:03+00:00</lastmod>
		<changefreq>weekly</changefreq>
		<priority>0.9</priority>
	</url>
	<url>
		<loc>http://serenarussell.com/featured-homes/</loc>
		<lastmod>2010-09-03T10:46:21+00:00</lastmod>
		<changefreq>daily</changefreq>
		<priority>0.9</priority>
	</url>
	<url>
		<loc>http://serenarussell.com/2010/06/08/why-buy-now/</loc>
		<lastmod>2010-06-09T01:11:30+00:00</lastmod>
		<changefreq>monthly</changefreq>
		<priority>0.2</priority>
	</url>
	<url>
		<loc>http://serenarussell.com/2010/06/07/vacation-home-sales-up-in-2009/</loc>
		<lastmod>2010-06-08T22:56:49+00:00</lastmod>
		<changefreq>monthly</changefreq>
		<priority>0.2</priority>
	</url>
	<url>
		<loc>http://serenarussell.com/2010/05/28/your-initial-meeting-with-a-mortgage-professional/</loc>
		<lastmod>2010-05-20T23:56:35+00:00</lastmod>
		<changefreq>monthly</changefreq>
		<priority>0.2</priority>
	</url>
	<url>
		<loc>http://serenarussell.com/2010/05/25/consumer-confidence-on-the-rise/</loc>
		<lastmod>2010-05-20T23:56:21+00:00</lastmod>
		<changefreq>monthly</changefreq>
		<priority>0.2</priority>
	</url>
	<url>
		<loc>http://serenarussell.com/2010/05/18/amgen-tour-of-california-san-jose-stage-4-start/</loc>
		<lastmod>2010-05-19T05:32:02+00:00</lastmod>
		<changefreq>monthly</changefreq>
		<priority>0.2</priority>
	</url>
	<url>
		<loc>http://serenarussell.com/2010/05/22/two-key-factors-in-qualifying-for-a-home-loan/</loc>
		<lastmod>2010-05-17T00:07:38+00:00</lastmod>
		<changefreq>monthly</changefreq>
		<priority>0.2</priority>
	</url>
	<url>
		<loc>http://serenarussell.com/2010/05/21/how-to-buy-a-foreclosure-2/</loc>
		<lastmod>2010-05-17T00:07:00+00:00</lastmod>
		<changefreq>monthly</changefreq>
		<priority>0.2</priority>
	</url>
	<url>
		<loc>http://serenarussell.com/2010/05/20/appraisal-basics/</loc>
		<lastmod>2010-05-17T00:05:14+00:00</lastmod>
		<changefreq>monthly</changefreq>
		<priority>0.2</priority>
	</url>
	<url>
		<loc>http://serenarussell.com/2010/05/19/how-to-avoid-foreclosure/</loc>
		<lastmod>2010-05-17T00:04:37+00:00</lastmod>
		<changefreq>monthly</changefreq>
		<priority>0.2</priority>
	</url>
	<url>
		<loc>http://serenarussell.com/2010/05/18/chapter-7-bankruptcy/</loc>
		<lastmod>2010-05-17T00:03:43+00:00</lastmod>
		<changefreq>monthly</changefreq>
		<priority>0.2</priority>
	</url>
	<url>
		<loc>http://serenarussell.com/2010/05/17/single-family-rehab-mortgage-program/</loc>
		<lastmod>2010-05-17T00:02:28+00:00</lastmod>
		<changefreq>monthly</changefreq>
		<priority>0.2</priority>
	</url>
	<url>
		<loc>http://serenarussell.com/2010/05/16/12-ways-to-save-money-on-homeowners-insurance/</loc>
		<lastmod>2010-05-17T00:01:18+00:00</lastmod>
		<changefreq>monthly</changefreq>
		<priority>0.2</priority>
	</url>
	<url>
		<loc>http://serenarussell.com/2010/05/11/the-10-top-jobs-for-todays-grads/</loc>
		<lastmod>2010-05-11T21:38:41+00:00</lastmod>
		<changefreq>monthly</changefreq>
		<priority>0.2</priority>
	</url>
	<url>
		<loc>http://serenarussell.com/2010/05/10/college-grads-best-paying-jobs/</loc>
		<lastmod>2010-05-10T18:09:53+00:00</lastmod>
		<changefreq>monthly</changefreq>
		<priority>0.2</priority>
	</url>
	<url>
		<loc>http://serenarussell.com/2010/06/12/market-perspective-aggressive-or-complacent/</loc>
		<lastmod>2010-05-10T04:50:35+00:00</lastmod>
		<changefreq>monthly</changefreq>
		<priority>0.2</priority>
	</url>
	<url>
		<loc>http://serenarussell.com/2010/06/12/conserve-energy-in-2010/</loc>
		<lastmod>2010-05-10T04:49:45+00:00</lastmod>
		<changefreq>monthly</changefreq>
		<priority>0.2</priority>
	</url>
	<url>
		<loc>http://serenarussell.com/2010/06/11/facts-encouraging-words/</loc>
		<lastmod>2010-05-10T04:48:52+00:00</lastmod>
		<changefreq>monthly</changefreq>
		<priority>0.2</priority>
	</url>
	<url>
		<loc>http://serenarussell.com/-0001/11/30/86/</loc>
		<lastmod>2010-05-10T04:46:23+00:00</lastmod>
		<changefreq>monthly</changefreq>
		<priority>0.2</priority>
	</url>
	<url>
		<loc>http://serenarussell.com/2010/06/04/do-you-need-title-insurance/</loc>
		<lastmod>2010-05-10T04:46:09+00:00</lastmod>
		<changefreq>monthly</changefreq>
		<priority>0.2</priority>
	</url>
	<url>
		<loc>http://serenarussell.com/2010/06/03/role-of-your-realtor/</loc>
		<lastmod>2010-05-10T04:45:38+00:00</lastmod>
		<changefreq>monthly</changefreq>
		<priority>0.2</priority>
	</url>
	<url>
		<loc>http://serenarussell.com/2010/06/02/how-to-prevent-fires-in-the-home/</loc>
		<lastmod>2010-05-10T04:45:19+00:00</lastmod>
		<changefreq>monthly</changefreq>
		<priority>0.2</priority>
	</url>
	<url>
		<loc>http://serenarussell.com/2010/06/01/213/</loc>
		<lastmod>2010-05-10T04:45:09+00:00</lastmod>
		<changefreq>monthly</changefreq>
		<priority>0.2</priority>
	</url>
	<url>
		<loc>http://serenarussell.com/2010/05/30/keeping-your-home-safe/</loc>
		<lastmod>2010-05-10T04:44:56+00:00</lastmod>
		<changefreq>monthly</changefreq>
		<priority>0.2</priority>
	</url>
	<url>
		<loc>http://serenarussell.com/2010/05/29/what-is-an-ira/</loc>
		<lastmod>2010-05-10T04:44:44+00:00</lastmod>
		<changefreq>monthly</changefreq>
		<priority>0.2</priority>
	</url>
	<url>
		<loc>http://serenarussell.com/2010/05/27/buyer-frenzy-is-here/</loc>
		<lastmod>2010-05-10T04:43:44+00:00</lastmod>
		<changefreq>monthly</changefreq>
		<priority>0.2</priority>
	</url>
	<url>
		<loc>http://serenarussell.com/2010/05/26/help-with-short-sales/</loc>
		<lastmod>2010-05-10T04:43:16+00:00</lastmod>
		<changefreq>monthly</changefreq>
		<priority>0.2</priority>
	</url>
	<url>
		<loc>http://serenarussell.com/2010/05/24/how-to-buy-a-foreclosure/</loc>
		<lastmod>2010-05-10T04:42:52+00:00</lastmod>
		<changefreq>monthly</changefreq>
		<priority>0.2</priority>
	</url>
	<url>
		<loc>http://serenarussell.com/2010/05/08/want-to-sell-for-profit/</loc>
		<lastmod>2010-05-06T00:30:29+00:00</lastmod>
		<changefreq>monthly</changefreq>
		<priority>0.2</priority>
	</url>
	<url>
		<loc>http://serenarussell.com/2010/05/30/getting-a-mortgage-when-self-employed/</loc>
		<lastmod>2010-05-06T00:28:59+00:00</lastmod>
		<changefreq>monthly</changefreq>
		<priority>0.2</priority>
	</url>
	<url>
		<loc>http://serenarussell.com/2010/05/07/63/</loc>
		<lastmod>2010-05-06T00:22:45+00:00</lastmod>
		<changefreq>monthly</changefreq>
		<priority>0.2</priority>
	</url>
	<url>
		<loc>http://serenarussell.com/2010/05/06/home-sales-up/</loc>
		<lastmod>2010-05-06T00:21:57+00:00</lastmod>
		<changefreq>monthly</changefreq>
		<priority>0.2</priority>
	</url>
	<url>
		<loc>http://serenarussell.com/2010/05/05/10000-california-homebuyer-credit/</loc>
		<lastmod>2010-05-06T00:17:16+00:00</lastmod>
		<changefreq>monthly</changefreq>
		<priority>0.2</priority>
	</url>
	<url>
		<loc>http://serenarussell.com/2010/05/21/189/</loc>
		<lastmod>2010-05-03T23:04:11+00:00</lastmod>
		<changefreq>monthly</changefreq>
		<priority>0.2</priority>
	</url>
	<url>
		<loc>http://serenarussell.com/2010/05/20/beauty-is-in-the-eye-of-the-beholder/</loc>
		<lastmod>2010-05-03T21:08:15+00:00</lastmod>
		<changefreq>monthly</changefreq>
		<priority>0.2</priority>
	</url>
	<url>
		<loc>http://serenarussell.com/2010/05/19/best-ways-to-present-a-home-for-sale/</loc>
		<lastmod>2010-05-03T21:07:27+00:00</lastmod>
		<changefreq>monthly</changefreq>
		<priority>0.2</priority>
	</url>
	<url>
		<loc>http://serenarussell.com/2010/05/12/location-location-is-perception/</loc>
		<lastmod>2010-05-03T21:07:04+00:00</lastmod>
		<changefreq>monthly</changefreq>
		<priority>0.2</priority>
	</url>
	<url>
		<loc>http://serenarussell.com/2010/05/11/why-buying-a-fourplex-makes-sense-today-multifamily-dwellings-are-more-affordable-than-sfr/</loc>
		<lastmod>2010-05-03T21:06:53+00:00</lastmod>
		<changefreq>monthly</changefreq>
		<priority>0.2</priority>
	</url>
	<url>
		<loc>http://serenarussell.com/2010/05/09/making-the-most-of-your-garage-sale/</loc>
		<lastmod>2010-05-03T20:39:56+00:00</lastmod>
		<changefreq>monthly</changefreq>
		<priority>0.2</priority>
	</url>
	<url>
		<loc>http://serenarussell.com/2010/05/05/all-cash-offer-what-is-it-and-how-does-it-work/</loc>
		<lastmod>2010-05-03T20:29:10+00:00</lastmod>
		<changefreq>monthly</changefreq>
		<priority>0.2</priority>
	</url>
	<url>
		<loc>http://serenarussell.com/2010/05/18/buy-a-vacation-home-while-prices-are-low/</loc>
		<lastmod>2010-05-03T02:24:38+00:00</lastmod>
		<changefreq>monthly</changefreq>
		<priority>0.2</priority>
	</url>
	<url>
		<loc>http://serenarussell.com/2010/05/02/more-tax-credit-continue/</loc>
		<lastmod>2010-05-03T02:17:29+00:00</lastmod>
		<changefreq>monthly</changefreq>
		<priority>0.2</priority>
	</url>
	<url>
		<loc>http://serenarussell.com/2010/05/17/the-offer-what-is-it-and-how-does-it-work/</loc>
		<lastmod>2010-05-03T02:14:38+00:00</lastmod>
		<changefreq>monthly</changefreq>
		<priority>0.2</priority>
	</url>
	<url>
		<loc>http://serenarussell.com/2010/05/16/maintaining-the-homes-exterior/</loc>
		<lastmod>2010-05-03T02:14:09+00:00</lastmod>
		<changefreq>monthly</changefreq>
		<priority>0.2</priority>
	</url>
	<url>
		<loc>http://serenarussell.com/2010/05/14/maintaining-your-home-components/</loc>
		<lastmod>2010-05-03T02:11:32+00:00</lastmod>
		<changefreq>monthly</changefreq>
		<priority>0.2</priority>
	</url>
	<url>
		<loc>http://serenarussell.com/2010/05/13/can-i-afford-a-mortgage/</loc>
		<lastmod>2010-05-03T02:11:01+00:00</lastmod>
		<changefreq>monthly</changefreq>
		<priority>0.2</priority>
	</url>
	<url>
		<loc>http://serenarussell.com/2010/05/10/roses-are-red-violets-are-blue/</loc>
		<lastmod>2010-05-03T02:10:20+00:00</lastmod>
		<changefreq>monthly</changefreq>
		<priority>0.2</priority>
	</url>
	<url>
		<loc>http://serenarussell.com/2010/05/04/upgrading-in-a-down-market/</loc>
		<lastmod>2010-05-03T02:08:33+00:00</lastmod>
		<changefreq>monthly</changefreq>
		<priority>0.2</priority>
	</url>
	<url>
		<loc>http://serenarussell.com/2010/04/26/tax-credit-about-to-expire/</loc>
		<lastmod>2010-04-26T23:27:40+00:00</lastmod>
		<changefreq>monthly</changefreq>
		<priority>0.2</priority>
	</url>
	<url>
		<loc>http://serenarussell.com/2010/04/08/how-to-apply-for-a-habitat-for-humanity-house/</loc>
		<lastmod>2010-04-05T05:05:31+00:00</lastmod>
		<changefreq>monthly</changefreq>
		<priority>0.2</priority>
	</url>
	<url>
		<loc>http://serenarussell.com/2010/04/06/should-you-file-a-property-tax-appeal-in-a-slow-market/</loc>
		<lastmod>2010-04-05T05:03:03+00:00</lastmod>
		<changefreq>monthly</changefreq>
		<priority>0.2</priority>
	</url>
	<url>
		<loc>http://serenarussell.com/2010/03/25/breaking-news-ab-183-tax-credit/</loc>
		<lastmod>2010-03-31T03:50:22+00:00</lastmod>
		<changefreq>monthly</changefreq>
		<priority>0.2</priority>
	</url>
	<url>
		<loc>http://serenarussell.com/2010/03/26/347/</loc>
		<lastmod>2010-03-31T03:50:11+00:00</lastmod>
		<changefreq>monthly</changefreq>
		<priority>0.2</priority>
	</url>
	<url>
		<loc>http://serenarussell.com/2010/04/03/fremont-ranks-6-in-state-stimulus-spending/</loc>
		<lastmod>2010-03-31T03:47:47+00:00</lastmod>
		<changefreq>monthly</changefreq>
		<priority>0.2</priority>
	</url>
	<url>
		<loc>http://serenarussell.com/2010/04/04/new-playpark-in-town/</loc>
		<lastmod>2010-03-31T03:47:12+00:00</lastmod>
		<changefreq>monthly</changefreq>
		<priority>0.2</priority>
	</url>
	<url>
		<loc>http://serenarussell.com/2010/04/05/did-you-know/</loc>
		<lastmod>2010-03-31T03:47:00+00:00</lastmod>
		<changefreq>monthly</changefreq>
		<priority>0.2</priority>
	</url>
	<url>
		<loc>http://serenarussell.com/2010/04/06/pre-season-5-only-for-aqua-waterpark/</loc>
		<lastmod>2010-03-31T03:46:33+00:00</lastmod>
		<changefreq>monthly</changefreq>
		<priority>0.2</priority>
	</url>
	<url>
		<loc>http://serenarussell.com/2010/03/30/nummi-in-fremont-is-scheduled-to-close/</loc>
		<lastmod>2010-03-31T03:43:43+00:00</lastmod>
		<changefreq>monthly</changefreq>
		<priority>0.2</priority>
	</url>
	<url>
		<loc>http://serenarussell.com/2010/03/25/spring-cleaning-time-is-here/</loc>
		<lastmod>2010-03-24T04:36:11+00:00</lastmod>
		<changefreq>monthly</changefreq>
		<priority>0.2</priority>
	</url>
	<url>
		<loc>http://serenarussell.com/2010/05/15/my-unforgettable-trip-to-yosemite-national-park/</loc>
		<lastmod>2010-03-24T04:32:22+00:00</lastmod>
		<changefreq>monthly</changefreq>
		<priority>0.2</priority>
	</url>
	<url>
		<loc>http://serenarussell.com/2010/03/12/california-median-price-rises-in-january/</loc>
		<lastmod>2010-03-12T00:30:55+00:00</lastmod>
		<changefreq>monthly</changefreq>
		<priority>0.2</priority>
	</url>
	<url>
		<loc>http://serenarussell.com/2010/02/11/what-is-a-good-faith-estimate/</loc>
		<lastmod>2010-03-05T01:29:12+00:00</lastmod>
		<changefreq>monthly</changefreq>
		<priority>0.2</priority>
	</url>
	<url>
		<loc>http://serenarussell.com/2010/02/09/up-on-the-roof/</loc>
		<lastmod>2010-03-04T22:28:04+00:00</lastmod>
		<changefreq>monthly</changefreq>
		<priority>0.2</priority>
	</url>
	<url>
		<loc>http://serenarussell.com/2010/02/22/visit-tahoe-before-winter-is-over/</loc>
		<lastmod>2010-02-23T01:08:59+00:00</lastmod>
		<changefreq>monthly</changefreq>
		<priority>0.2</priority>
	</url>
	<url>
		<loc>http://serenarussell.com/2010/02/21/the-scoop-on-the-tax-credit-situation/</loc>
		<lastmod>2010-02-22T05:27:55+00:00</lastmod>
		<changefreq>monthly</changefreq>
		<priority>0.2</priority>
	</url>
	<url>
		<loc>http://serenarussell.com/2010/02/25/to-bid-or-not-to-bid-is-the-question/</loc>
		<lastmod>2010-02-20T03:57:40+00:00</lastmod>
		<changefreq>monthly</changefreq>
		<priority>0.2</priority>
	</url>
	<url>
		<loc>http://serenarussell.com/2010/02/23/especially-for-buyers/</loc>
		<lastmod>2010-02-20T03:35:26+00:00</lastmod>
		<changefreq>monthly</changefreq>
		<priority>0.2</priority>
	</url>
	<url>
		<loc>http://serenarussell.com/2010/02/22/properties-under-300k/</loc>
		<lastmod>2010-02-20T03:27:03+00:00</lastmod>
		<changefreq>monthly</changefreq>
		<priority>0.2</priority>
	</url>
	<url>
		<loc>http://serenarussell.com/2010/02/21/what-does-owner-occupied-mean/</loc>
		<lastmod>2010-02-20T03:25:59+00:00</lastmod>
		<changefreq>monthly</changefreq>
		<priority>0.2</priority>
	</url>
	<url>
		<loc>http://serenarussell.com/2010/02/20/fixers-can-be-profitable/</loc>
		<lastmod>2010-02-20T03:25:11+00:00</lastmod>
		<changefreq>monthly</changefreq>
		<priority>0.2</priority>
	</url>
	<url>
		<loc>http://serenarussell.com/2010/02/06/open-house-this-saturday-2-5/</loc>
		<lastmod>2010-02-06T07:55:28+00:00</lastmod>
		<changefreq>monthly</changefreq>
		<priority>0.2</priority>
	</url>
	<url>
		<loc>http://serenarussell.com/2010/02/10/become-and-investor-today-your-chance-for-tax-breaks/</loc>
		<lastmod>2010-02-05T05:52:26+00:00</lastmod>
		<changefreq>monthly</changefreq>
		<priority>0.2</priority>
	</url>
	<url>
		<loc>http://serenarussell.com/2010/02/08/lets-cut-to-the-chase/</loc>
		<lastmod>2010-02-05T05:48:58+00:00</lastmod>
		<changefreq>monthly</changefreq>
		<priority>0.2</priority>
	</url>
	<url>
		<loc>http://serenarussell.com/2010/02/06/looking-for-an-investment-property/</loc>
		<lastmod>2010-02-05T05:40:00+00:00</lastmod>
		<changefreq>monthly</changefreq>
		<priority>0.2</priority>
	</url>
	<url>
		<loc>http://serenarussell.com/2010/03/04/231/</loc>
		<lastmod>2010-02-05T05:38:40+00:00</lastmod>
		<changefreq>monthly</changefreq>
		<priority>0.2</priority>
	</url>
	<url>
		<loc>http://serenarussell.com/2010/01/11/144/</loc>
		<lastmod>2010-01-20T18:25:28+00:00</lastmod>
		<changefreq>monthly</changefreq>
		<priority>0.2</priority>
	</url>
	<url>
		<loc>http://serenarussell.com/buying-real-estate-for-your-college-student/</loc>
		<lastmod>2010-01-08T05:31:56+00:00</lastmod>
		<changefreq>weekly</changefreq>
		<priority>0.6</priority>
	</url>
	<url>
		<loc>http://serenarussell.com/celebrate-a-new-look-for-your-home/</loc>
		<lastmod>2010-01-07T02:44:17+00:00</lastmod>
		<changefreq>weekly</changefreq>
		<priority>0.6</priority>
	</url>
	<url>
		<loc>http://serenarussell.com/2009/12/17/energy-saving-tips-for-the-holidays/</loc>
		<lastmod>2009-12-18T00:57:21+00:00</lastmod>
		<changefreq>monthly</changefreq>
		<priority>0.2</priority>
	</url>
	<url>
		<loc>http://serenarussell.com/2009/11/25/big-gain-for-home-sales/</loc>
		<lastmod>2009-11-25T17:05:42+00:00</lastmod>
		<changefreq>monthly</changefreq>
		<priority>0.2</priority>
	</url>
	<url>
		<loc>http://serenarussell.com/why-use-a-realtor/</loc>
		<lastmod>2009-08-04T23:19:00+00:00</lastmod>
		<changefreq>weekly</changefreq>
		<priority>0.6</priority>
	</url>
	<url>
		<loc>http://serenarussell.com/tax-benefits-of-owning/</loc>
		<lastmod>2009-08-04T23:02:06+00:00</lastmod>
		<changefreq>weekly</changefreq>
		<priority>0.6</priority>
	</url>
</urlset>